About Howha PMI

Meet Our Managing Director: Charlie Francis

Charlie Francis is the Managing Director at Howha PMI. With over 5 years of experience in the private medical insurance industry, building a wealth of knowledge and expertise in providing clients with the most suitable coverage possible.

Charlie has worked with a variety of clients, including individuals, families, and businesses, and has helped them navigate the complex world of medical insurance with ease.

Charlie Francis MD HowhaPMI

Charlie’s passion for providing exceptional service stems from his belief that everyone deserves access to quality healthcare. He is committed to delivering a personalised service that meets the unique needs of each client, and he takes pride in being there for his clients every step of the way.

If you’re interested in getting a new private medical insurance policy, simply book a call with us and our brokers will discuss your options and provide you with a personalised quote.

Our History: Excellect Insurance Services

Before starting Howha PMI, Charlie worked at Excellect for several years. Excellect, a well-respected insurance brokerage in Bristol, specialised in private medical insurance for individuals and employee benefits for businesses.

Charlie gained valuable experience in this time from starting in customer service to business development. Under the mentorship of MD Simon Kelly, Charlie ran the PMI division in just a few years, providing clients with tailored coverage solutions that met their specific needs.

Excellect Insurance Services

With the expansion of the employee benefit side to the business for Excellect, Charlie saw an opportunity to take his expertise and passion for personalised service to the next level and arranged to head his own private medical insurance brokerage. That’s when Howha PMI was born. The relationship between Charlie/Howha PMI and Excellect is stronger than ever, providing valuable referral sources for each other’s clients.

If you are considering employee benefits or any group protection options for your business, head over to Excellect.

Our Mission:
Providing the Best Service for our Clients

At Howha PMI, we are dedicated to providing the best possible service for our clients.

We understand that each client has unique needs and preferences, and we work closely with them to find the right coverage solution that meets their requirements. 

Everyone deserves the peace of mind that should the unforeseen happen, they are protected.

UK Private Medical Insurance Broker HowhaPMI

Our team of experienced brokers is committed to delivering a personalised service that goes above and beyond. We take the time to understand our clients’ needs, answer any questions they may have, and guide them through the entire process of securing medical insurance cover.

Whether you’re an individual, a family, or a business, we are here to help you get the coverage you need.  Schedule a consultation with one of our brokers by Clicking Here.